Question 1

What is MNNR?

Accepted Answer

MNNR is a governance control plane for agent-initiated payment workflows. It identifies actors, binds mandates, evaluates transaction intents against policy, and preserves decision evidence above existing payment infrastructure. MNNR does not move or custody money, issue cards, or replace a payment processor.

Question 2

Does MNNR move money or settle payments?

Accepted Answer

No. MNNR evaluates whether an agent-initiated transaction intent is authorized under its mandate and policy, records the decision with reason codes, and exports evidence. Payment execution remains with your existing payment infrastructure.

Question 3

Is MNNR compliant with PSD3, MiCA, or GDPR?

Accepted Answer

MNNR provides PSD3/PSR-aligned payment-governance controls and is designed to support MiCA and EUDI Wallet trajectories, with privacy-by-design data handling. MNNR does not certify compliance or guarantee regulatory outcomes; compliance determinations remain with the customer.

Question 4

What does MNNR record for audit purposes?

Accepted Answer

Each evaluated transaction intent produces a decision record with reason codes, the policy and mandate versions applied, and an exportable evidence package (JSON or CSV) for internal governance and review.